Jan 132015
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Brother Knights

I wish to extend to you and your families a Merry Christmas!  As I write “Merry Christmas”, it doesn’t seem like it can already be that time of year.  And yet here we are, nearly in 2015!

This is my 2nd year serving the Order as a Field Representative.  It has been a wonderful year and I appreciate all the support you have given me!  I appreciate the return phone calls, and opening up your homes so I can get to know you and your better.   But most of all I appreciate when you’ve placed your trust in me and the Order to meet your family’s financial and insurance needs.

In looking back over the last year, I’d just like to highlight some of the themes I’ve covered in 2014.
1. Life insurance makes a great gift for children and grandchildren (nieces, nephews and God Children, too).  And this is the perfect season!

2. Where is your money being invested?  And what are those companies doing with that money?  The Knights offers Catholic safe investments.

3. Now is the time to look at Long Term Care Insurance.  Our rates have increased dramatically in 40 states for new applicants.  The California Department of Insurance is currently reviewing the same rate increase for new applicants only and it will go into effect soon. Continue reading »

Nov 112014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Only Having Insurance“Through Work” Doesn’t Work


Do you know anyone whose life or career has drastically changed during these years of economic downturn? It’s very likely that someone in your immediate or extended family or group of friends is facing financial uncertainty. Maybe there’s a possibility that you (or your spouse) could lose your job or change employers.

Too many people have often relied on group term life insurance as their only safety net. Often, this insurance is an employee benefit provided at low or no cost. The existence of this coverage might convince someone that personally-owned life insurance is not necessary.

But only having “through work” insurance can leave you and your family vulnerable. Most group life insurance policies are limited in amount, which may be tied to salary or some other benchmark. These numbers are often capped, and this cap may be dangerously low when compared to your family’s actual needs. In fact, a detailed needs analysis that evaluates your specific situation, will likely show that any employer-provided coverage falls short.

In addition, the amount of group insurance offered is almost always reduced, sometimes dramatically, when you retire. You could one day find yourself without coverage, and if your health has changed (which it will as you age), you might also find yourself unable to secure individual protection. At the very least, it will definitely be more expensive.

While group life insurance can help, it does not replace the need for individually owned life insurance. I’ll be happy to meet with you and provide a no-cost needs analysis, so you’ll know exactly where you stand.

Nov 112014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

It’s a Girl!

I am happy to announce the birth of my 4th child.  Lucy Kathryn, born on September 19 at 9 lbs 5 oz.  After 3 boys, we finally got a girl!  Mom and baby did great during labor and delivery and Lucy’s three brothers are excited to have a sister to protect.  (Please visit my website www.KnightGreg.com for pictures.)

Speaking of protection, one of my first tasks will be to secure a policy on little Lucy through the Knights.  As a father, I worry about my children and do everything I can to protect them. As Knights we all try to raise them right and make sure they are prepared to become adults. But what does that have to do with life insurance through KofC?

When you insure a child, you are protecting his or her future. Did you know that one out of every six adults get rated, postponed, or denied for insurance coverage? If you purchase a policy for your child from the Knights of Columbus, it guarantees that more insurance can be purchased for that child without proving insurability.

Unfortunately, as fathers we don’t have a crystal ball to tell us the future of our children. Your child could contract  a rare disease, be diagnosed with cancer, or become overweight. But did you know that right now you can purchase a child’s policy, in many cases, for less than $10 a month?

I’ve heard it said that people don’t want to “profit” from the death of a child, so they won’t purchase coverage on their children. God forbid something tragic happens, those funds can come in handy at a time when finances will be the last thing on a parent’s mind. I have never heard a story about someone who regretted buying coverage on their child.

Don’t forget that Grandparents, Aunts and Uncles, Godparents…you name it, can be payers on these policies.  What a great Christmas gift!  All it takes is that the child’s dad is a Knight, or is eligible and willing to join!

Contact me today to discuss the many policy options for child plans, including 10- and 20-Pay life insurance.  

Greg Bronson, AFIS | Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
| greg.bronson@KofC.org | KnightGreg.com | License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Sep 072014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

The document your family will be glad you left behind
Get a complimentary Knights of Columbus Personal Planning Workbook 

Are you in charge of paying the household bills? Do you handle all paperwork from your homeowners, auto, life, and other insurance policies? Does anyone else in your house know
the passwords to any websites you use to pay bills? If you were not around tomorrow, would your spouse know where to find, say, the kids’ birth certificates?

The Knights of Columbus Personal Planning Workbook can help.  This comprehensive workbook will help your family take care of important financial matters you’ve been handling.
This workbook is for your spouse and/or the executor of your estate, your attorney, or perhaps an adult child. This tool provides you an opportunity to document account numbers, passwords
and other sensitive information. You can then inform someone you absolutely trust, who will be handling your affairs, where you’re keeping the workbook and other important papers.

Keep a copy in a safe deposit box, a fireproof home box, or another secure, accessible place.

The Knights of Columbus Personal Workbook will help you identify:

Key contacts: attorneys, insurance agents, accountants, investment advisors, employer, business partners and/or clients. If you’ve got an address book or online contact list, explain how to access it.

Banking, investment, and tax information:  account numbers, debit/credit card PINs, and websites with usernames and passwords.

Regular bills to be paid: Include due dates.

Insurance information: insurance companies and policy numbers, location of paper or online policy documents. In addition to insurance you have through agencies, include any insurance coverages you may have through work, associations such as AAA or AARP, etc. Note any coverages for which premiums should be discontinued, such as health, life, longterm care or disability insurance.

Services to be canceled: Safe deposit boxes or other storage facilities:  Location of the facilities and location of the keys or combinations. Computer and/or mobile device passwords:  Include passwords for online backup services, if anyone will need access to your backed up data.

Location of key documents: In addition to the documents listed above, describe where to find birth and, marriage certificates, Social Security cards, military discharges, car titles, powers of attorney (including medical), and your will.

Please call today to arrange a time for me to deliver your complimentary copy of the Knights of Columbus Personal Planning Workbook. This would be a good opportunity to talk about your overall financial goals and planning.

Greg Bronson, AFIS | Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
| greg.bronson@KofC.org | KnightGreg.com | License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Jul 182014
 

News from Omaha….
In July, I had an opportunity to go to Omaha for the Field Agent Conference.  This event, hosted by Supreme, occurs every 2 years is various locations.  This year it was Omaha.  There we spent time meeting other Field Agents from all over the country and ultimately learning how better to serve you, our Brother Knights.  It was a great time and always humbles me when I get to see the fantastic people that serve the Order in our Insurance program.  

We also learned about some planned changes to our policies.  I wanted to share two of those with you this month.

First up is our Long Term Care Insurance.  I sent an email out in July (hopefully you received it…if not make sure your financial secretary has your correct email address) about the discontinuing for NEW APPLICANTS of the lifetime benefit option.  This policy option was discontinued July 21.  Later this year there will be more changes to our Long Term Care product.  The most significant change will be the rates, which are going up.  When will this occur?  We aren’t sure, as these changes have to be approved by the Department of Insurance in California.  Bottom line, if you have been sitting on the fence about talking to me about Long Term Care Insurance, now is the best time to meet. Continue reading »

Apr 172014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

LTC Is an Important Piece of the Puzzle

There are many financial consultants and retirement authorities who emphasize the need for a long-term care (LTC) product for estate preservation and family protection. While many commercial life insurance companies have gotten out of the long-term care business, the Knights of Columbus considers LTC a very important piece of the family protection puzzle. The Order has been actively offering our members this product for nearly 15 years without a premium increase on current policyholders. Members who wisely purchased an LTC plan from the Knights in 2000 are still paying the same premiums today. Even better, our LTC coverage is backed by the full strength of the Order, which remains rooted in our strong Catholic values. Talk about stability when it counts.

If we have not spoken about your need for LTC coverage in your family portfolio, please take some time out of your schedule to meet with me.

Greg Bronson, AFIS | Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
| greg.bronson@KofC.org | KnightGreg.com | License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Mar 262014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Knights of Columbus Named a 2014 World’s Most Ethical Company by Ethisphere Institute

Knights of Columbus Named a
2014 World’s Most Ethical Company
by Ethisphere Institute

 

 

 

 

 

 

 

 

Dear Brother Knights,

You may have already seen this news on the KofC.org website…if not you may hear about it in the next issue of Columbia Magazine. Either way, its exciting news and its worth repeating! As both a policyholder and Field Agent, I can attest to the way everyone who is involved in the insurance program operates with the utmost integrity. Who do you trust your insurance and other finances with?

K of C sees commitment to Catholic values as key to its ethical, sustainable, successful business model

The Knights of Columbus announced that it has been recognized by the Ethisphere Institute, an independent center of research promoting best practices in corporate ethics and governance, as a 2014 World’s Most Ethical Company.®

This is the first time that the Knights of Columbus has been honored with this award, which recognizes organizations that continue to raise the bar on ethical leadership and corporate behavior. World’s Most Ethical Company honorees understand the correlation between ethics, reputation and daily interactions with their brand and that the award belongs as much to their associates as it does to them. The Knights is one of only two companies in the life insurance category honored this year.

“The Knights of Columbus was founded more than 130 years ago to protect the financial future of Catholic families in the event of the tragic death of a breadwinner and to provide charity to those on the margins of society,” said Knights of Columbus CEO Carl Anderson. “Today, those same founding principles are at work in every aspect of our business, guiding our corporate governance, our professional agency force, our investments, and our day-to-day business operations. It is this continued commitment to our foundational, Catholic principles that is the key to our ethical, sustainable and successful business model.”

Greg Bronson, AFIS | Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
| greg.bronson@KofC.org | KnightGreg.com | License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Mar 262014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

The Value of Membership Referrals

The Value of Membership Referrals

As a professional insurance agent, one of the things I appreciate most is when one of my brother Knight clients or his wife refers another member to me. This is a great endorsement of the service I provided. It tells me that they were so pleased with what I helped them accomplish that they want me to help others achieve the safe level of financial safety and security. When I meet with you, please pass along the names of those who might be able to benefit from the analysis that I provide.

Similarly, there is no stronger membership recruiting tool than the referral. How many of us know an eligible Catholic male who is not a member of the Knights of Columbus? Do you have Catholic family or friends, local or not, who have yet to join? Most likely, they’ve never been asked and don’t know enough about the Order to seek out membership on their own.

If you have names of potential members, please pass them along to me or your Grand Knight. Let us know if we can use your name when we contact the gentlemen in question. It’s always more effective to tell a candidate for membership that he was recommended by a current member, especially someone he knows. Don’t worry if the candidate is outside the area I serve or beyond the district of the local councils, we can make sure we put these future members in touch with the right people in their communities.

New members are the lifeblood of the Order. All the good deeds done by the Order are driven by the members. Over the past decade, Knights have given more than $1.475 billion to charity and provided in excess of 673 million hours of service. And our membership has merely scratched the surface in North America. Imagine the potential.

 Greg Bronson, AFIS Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
greg.bronson@KofC.org KnightGreg.com License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Feb 212014
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

The Value of Membership Referrals

As a professional insurance agent, one of the things I appreciate most is when one of my brother Knight clients or his wife refers another member to me. This is a great endorsement of the service I provided. It tells me that they were so pleased with what I helped them accomplish that they want me to help others achieve the safe level of financial safety and security. When I meet with you, please pass along the names of those who might be able to benefit from the analysis that I provide.

Similarly, there is no stronger membership recruiting tool than the referral. How many of us know an eligible Catholic male who is not a member of the Knights of Columbus? Do you have Catholic family or friends, local or not, who have yet to join? Most likely, they’ve never been asked and don’t know enough about the Order to seek out membership on their own.

If you have names of potential members, please pass them along to me or your Grand Knight. Let us know if we can use your name when we contact the gentlemen in question. It’s always more effective to tell a candidate for membership that he was recommended by a current member, especially someone he knows. Don’t worry if the candidate is outside the area I serve or beyond the district of the local councils, we can make sure we put these future members in touch with the right people in their communities.

New members are the lifeblood of the Order. All the good deeds done by the Order are driven by the members. Over the past decade, Knights have given more than $1.475 billion to charity and provided in excess of 673 million hours of service. And our membership has merely scratched the surface in North America. Imagine the potential.

 Greg Bronson, AFIS Field Agent | Knights of Columbus Insurance | 3370 Rancho Tierra Ct. Cameron Park, CA 95682
c 530.503.7473
greg.bronson@KofC.org KnightGreg.com License CA 0F25335 / NV 871142 |

Serving St. Theresa, South Lake Tahoe – St. Patrick, Placerville – Amador County – Holy Trinity, El Dorado Hills – St. John, Folsom – St. Joseph, Granite Bay – Presentation, Sacramento

Book an appointment with me directly from your cell phone, tablet or computer, on my website at KnightGreg.com!

Dec 242013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Insurance check-up for 2014

Where did 2013 go? It seems like it was summer yesterday and Easter was last week.

I hope you and your family had a great finish to 2013. Now, the first quarter of 2014 is speeding by.

Hopefully, you’ve established a few goals for this year. I’ve learned a great tip regarding resolutions. First, write them down. It’s not too late if you haven’t already done this. Commit your goals to paper and post it someplace you will see it often. Writing down a goal is the first step towards achieving it. I don’t know exactly how this works, but I’ve heard stories of the success this simple task can bring. Whether your goal is to exercise more, give more to charity, read more or watch less television, you’re more likely to accomplish it if you write it down.

Second, resolve to have an expert look at your finances. I recommend that you have a team of experts help you, and I should be among the first you sit with. Schedule some time to visit with me, your professional Knights of Columbus insurance agent, and I’ll provide an “insurance check-up” (at no cost!) that will quickly identify any gaps in your family’s life insurance program. And you’ll want to fill those gaps now, not later. Unlike many other products, you don’t just need money to obtain life insurance; you also need good health, and no one knows when your health could change. Continue reading »

Dec 012013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

We stand strong on ethical ground

Some people believe that ethics in business is a contradiction in terms. They think that in order to be profitable, a company and its leaders must abandon morality and embrace the dark, greedy side of capitalism.

At the Knights of Columbus, we know this business model is incorrect. As a Catholic organization, we understand the value and importance of our core beliefs and the original mission of Venerable Father Michael J. McGivney. In fact, much of the strength and financial security we provide to members and their families can be attributed to our ethical, moral standards.

More than 96 percent of Knights who buy our life insurance keep it, year in and year out. The Order takes this commitment to our members very highly. This means carefully planning when it comes time to invest. Our professional staff researches all transactions to insure that they fall in line with Catholic values. If a transaction makes them uncomfortable, they don’t make it. Continue reading »

Nov 012013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Ask eligible men to join

Today, I want to address the growth of the Order. Membership growth is the fuel that keeps this great fraternal engine running. All of our charitable works in the council, state, national and international level are thanks to our hard-working members.

We also recognize that the membership blitz is a tried and true way for councils to increase their numbers. We see these pushes often in March, in celebration of Founder’s Day, and again in October. These drives are successful because brother Knights are more visible than normal, during and after Masses and at special events. We must remember to ask each and every Catholic gentleman to join our ranks for the good of the Church, the community and the Order.

During the rest of the year, we often “forget” to ask men to join our ranks and bring their families into the Knights of Columbus family. You probably know an eligible Catholic man you could ask today. Chances are that the only reason he hasn’t joined already is because no one asked him.

When telling a prospect about the strengths of the Order, don’t forget our greatest fraternal benefit: our insurance program. This is often an interesting “selling point” to a potential member who is on the fence. Many members come into the Knighthood simply to be able to buy coverage for their family. Soon after, they realize the good our charitable works do for their community and they are proud to be members.

As your professional Knights of Columbus insurance agent, I look forward to helping us grow in fraternity in any way that I can.

Greg Bronson
(530) 503-7473
greg.bronson@kofc.org

What Is EOE

Oct 012013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Protecting your family… business?

You already know that the Knight of Columbus is here for all your personal and family financial protection needs, but did you know that the Order can help secure your business too? As your Knights of Columbus field agent, I can help you protect the continuity of your business for years to come.

Business insurance is the term used in the insurance industry to describe the use of life insurance and disability income insurance to solve certain financial needs of businesses and their owners. The products offered through the Order can cover many needs, such as:
· Economic loss to the business when a key employee dies;

  • · Disposition of a business owner’s interest upon death or other separation from the business; and
  • · Attraction and retention of valuable employees.

If you’ve worked hard to establish a business, you owe it to yourself and your family to learn about the opportunities that the Knights of Columbus can offer.

With protection for the family, the business, the farm, retirement, long term care and disability coverage, the Knight of Columbus truly is your shield for all the elements of your life.

To learn more about our products, contact me today.

Greg Bronson

(530) 503-7473
greg.bronson@kofc.org

What Is EOE

Sep 012013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

The VANTAGE Annuity Advantage

Concerned about a comfortable and worry-free retirement? In addition to our traditional Flexible Premium Annuity, the Knights of Columbus offers the VANTAGE Single Premium Deferred Annuity, and it may be part of the answer for you.

With a single deposit of $25,000 or more, the VANTAGE allows you to lock-in a guaranteed interest rate for five years. In addition, there are several attractive renewal options once the five-year period has expired, including keeping the funds in another VANTAGE Annuity, placing them in a more traditional flexible premium annuity where the interest rate can be changed on a quarterly or more frequent basis or — in the 30-day period prior to the fifth and tenth policy anniversaries — withdrawing the funds without a surrender charge.

The VANTAGE Annuity, along with our Flexible Premium Annuity, provides the guarantees that Knights of Columbus members have come to expect — guaranteed interest rates along with absolute safety of principal.  In addition, we can easily accommodate rollovers and transfers free of charge.

I will be happy to meet with you at your convenience — in your home — to discuss with you in detail how the Knights of Columbus can help you to secure the comfortable, worry-free retirement you want and deserve.

Greg Bronson
(530) 503-7473
greg.bronson@kofc.org

What Is EOE

Aug 012013
 
Gregory J. Bronson, Field Agent, KofC Insurance

Gregory J. Bronson, Field Agent, KofC Insurance

Paying Insurance Premiums and Enjoying It!

My Brother Knights,

This letter will be slightly more personal this month.  As I write this, I am sitting at UC Davis Children’s Hospital.  We came in two days ago with our three year old son.  Thankfully he is doing better and it appears we will be able to go home this evening or tomorrow.

We often complain about insurance and having to pay premiums from everything from our homes, to our cars and even on our lives with such coverage’s as life or health insurance.  As a new agent with Knight of Columbus, I have often found myself complaining about the expense of our employee health insurance premiums.  (Yes insurance people also complain about insurance premiums!)  However, an event like this reminds me of why I pay those premiums.  Because when the unexpected occurs, insurance allows you to sleep soundly knowing that you or your family won’t face financial ruin.

The products that KofC offers can provide you and your family that same piece of mind.  With the proper life insurance portfolio in place, you and your family will know that in the event of an untimely death, finances will not be a concern.  With Disability Income, should the breadwinner fall into an extended illness, this coverage will give your family the income needed to keep paying the bills.  And our Long Term Care product will take the financial worry away for you, your spouse and your children as you face the aging process.

I am looking forward to getting our son back home, and being able to meet with you to make sure our portfolio of products is providing your family peace of mind.

Sincerely and Fraternally,

 

Greg Bronson
(530) 503-7473
greg.bronson@kofc.org

What Is EOE


by Bliss Drive Review